We regret to inform you, we are unable to approve your recent credit card application.
Our decision was based in whole or partially on the following factors…
Blah blah blah. You know the rest.
So, I got my first denial a few weeks ago.
But don’t worry, please, hold back your tears. It’s no big deal, and I wanted to write this for those of you out there that are really scared of getting denied. In reality, a couple of denials won’t destroy you or your credit.
I mean, it’s not like you serve jail time for just asking about a new credit card…